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    您的位置:華律網 > 法律專題 > 債權債務 > 債權人 > 婚前的個人債務
    姚志明律師
    婚前的個人債務

    最高法院的《關于適用婚姻法若干問題的解釋(二)》第23條規定,“債權人就一方婚前所負債務向債務人配偶主張權利的,人民法院不予支持。但債權人能夠證明所負債務用于婚后家庭共同生活的除外。華律網婚前個人債權債務專題為您提供全面的婚前個人債權債務相關的法律知識,以及提供全國各地的婚前個人債權債務律師,如果您有婚前個人債權債務相關的法律問題可以在線咨詢專業律師。

    目錄

    • 1婚前個人債務婚后能否轉化為共同債務

      離婚案件中,一些當事人為了減輕自己償還個人債務的責任,偽造證據予以證明該債務已轉化為共同債務,甚至有人直接偽造婚前個人債務,妄想加重另一方當事人離婚的負擔。為了最大程度地維護當事人的合法權益,司法實踐中須結合夫妻共同債務和個人債務的概念、特征以及債的相對性原則,嚴格把握并慎重處理債務轉化的情形。

      一、現行法律對婚前債務轉化為夫妻共同債務的規定

      對于婚前個人債務轉化為夫妻共同債務的問題,《婚姻法》沒有規定,但2003年最高法院的《關于適用婚姻法若干問題的解釋(二)》第23條有規定,“債權人就一方婚前所負債務向債務人配偶主張權利的,人民法院不予支持。但債權人能夠證明所負債務用于婚后家庭共同生活的除外。”在1993年最高法院制定的《關于人民法院審理離婚案件處理財產分割問題的若干具體意見》中第18條規定“婚前一方借款購置的房屋等財物已轉化為夫妻共同財產的,為購置財物借款所負債務,視為夫妻共同債務。”

      司法實踐中,婚前個人債務轉化為婚后共同債務的有以下幾種類型:1.一方婚前按揭貸款買房,婚后夫妻雙方共同居住或共同使用的,可以轉化婚后共同債務;2.一方婚前舉債購置大量結婚用品,婚后為夫妻雙方共同生活所

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    • 2婚前財產相關法理分析

      《最高人民法院關于適用〈中華人民共和國婚姻法〉若干問題的解釋(一)》第十九條規定:“婚姻法第十八條規定為夫妻一方所有的財產,不因婚姻關系的延續而轉化為夫妻共同財產。但當事人另有約定的除外。”可見,我國婚姻法規定夫妻財產遵循的是有約定從約定,無約定從法定。

      婚前財產相關法理分析

      1、法律對一般婚前財產的原則性規定

      我國婚姻法第十八條規定,有下列情形之一的,為夫妻一方的財產:(一)一方的婚前財產;(二)一方因身體受到傷害獲得的醫療費、殘疾人生活補助費等費用;(三)遺囑或贈與合同中確定只歸夫或妻一方的財產;(四)一方專用的生活用品;(五)其他應當歸一方的財產。第十九條規定:夫妻可以約定婚姻關系存續期間所得的財產以及婚前財產歸各自所有、共同所有或部分各自所有、部分共同所有。

      2、何為“婚前”?何為“婚前購房”

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    • 3新婚姻法中夫妻債務的法律

      我國新婚姻法第四十一條規定:離婚時,原為夫妻共同生活所負的債務,應當共同償還。如共同財產不足清償的或財產歸各自所有的,由雙方協議清償,協議不成,由人民法院判決。由此可看出,“為夫妻共同生活所負的債務”,應視為夫妻共同債務。夫妻共同債務一般包括:因日常生活所負的債務;因生產經營所負的債務;夫妻雙方或一方因治療疾病所負的債務。從審判實踐中看,隨著人們生活水平的提高,離婚糾紛中的共同債務的認定及處理表現的越來越復雜,越來越突出。因此,在審判實踐中應怎樣認定和處理好離婚糾紛中夫妻共同債務的具體情況,很值得探討。下面華律網茂名律師結合審判實踐經驗,對離婚案件中夫妻共同債務的認定及處理原則談幾點粗淺的看法,供同仁們參考。

      一、在認定和處理夫妻共同債務中存在的問題

      法律特別是修改后《婚姻法》,以及司法解釋,為處理夫妻共同債務提供了法律依據,然而這些規定都欠具體、詳細,缺乏可操作性,因此在審判實踐中存在不少問題。其主要問題是:

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    • 4婚前個人債務的承擔

      一、什么是婚前個人債務?

      婚前個人債務,顧名思義就是結婚前,以一方名義所承擔的債務。婚前個人債務在實際生活中,主要就是指婚前由個人舉債,婚后尚未還清的債務。在生活中,很多人雖然知道什么是婚前個人債務,但是總是搞不清楚婚前個人債務,婚后會不會轉化為婚后夫妻共同債務,總會擔心一方的債務會讓自己承擔。婚前個人債務會不會轉化為夫妻共同債務是一個比較復雜的問題,特別是涉及到婚前一方借錢買房,舉辦婚禮等等情況。

      二、婚前個人債務,婚后會變成夫妻共同債務嗎?

      婚前個人債務,婚后會變成夫妻共同債務嗎?答案是肯定的。婚前個人債務,在某些情況下會變成夫妻共同債務。那么,哪些情形下,婚前個人債務會變成夫妻共同債務呢?

      1、一方婚前以按揭貸款方式購房,婚后夫妻雙方共同所有或共同居住使用的;

      2、一方婚前舉債購置大量結婚用品,婚后為夫妻共同生活所需的;

      3、一方婚前借款裝修房屋,該房屋供夫妻雙方婚后共同居住使用的;

      4、婚前個人債務,在夫妻關系存續期間,一方從事個體經營或者承包經營的,其收入為夫妻共有財產,因此婚前個人債務亦應以夫妻共有財產清償,等等。

      看似復雜的問題,總結起來,也就一句話:只要是婚前個人債務未用于夫妻共同生活支出的,都屬于婚前個人債務,作為配偶的一方無須償還。看到這里,對婚前個人債務是不是已經很明白了。對于配偶,并不需要特別擔心一方

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    最近更新:2019-07-03
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