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  • 房地產

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    2019二套房的判斷標準是什么

    來源:華律網整理 2019-05-16 226761人看過

    什么是二套房,符合怎樣的標準才滿足二套房的條件,關于二套房的法律規定又有那些呢?下面就由華律房產糾紛律師為您整理關于2019二套房的判斷標準是什么的知識,歡迎閱讀!

    2019二套房的判斷標準是什么

    1、貸款買過一套房,通過房屋登記系統能查詢到房產,再貸款買房,算二套。

    2、貸款買過一套房,后來賣掉,通過房屋登記系統查詢不到房產,但在銀行征信系統里能查到貸款記錄,再貸款買房,算二套。

    3、全款買過一套房,賣掉了,房屋登記系統查不到,再貸款買房,不算二套。

    4、全款買過一套房,通過房屋登記系統能查詢到房產,貸款買房算二套。

    5、當地暫不具備房屋登記系統查詢條件的,銀行盡職調查核實購房人已有一套住房的,再買房算二套。

    銀行認定為二套房的七種情況

    1、父母名下有住房,以未成年子女名義再購房;

    2、未成年時名下有房產,成年后再貸款購房;

    3、個人名下有全款購買的住房,再貸款購房;

    4、個人名下有貸款購買住房,結清出售后再貸款購房;

    5、首次購房使用商業貸款,再次購房使用公積金貸款;

    6、婚前一方曾貸款購房,婚后以另一方名義申請貸款購房,但兩人戶口沒有在一起;

    7、婚后雙方共同貸款購房,離異后一方再申請貸款購房。

    以上就是華律小編為大家總結關于二套房的相關知識,希望以上信息能夠幫助你對二套房有個簡單的認識,如果你還有具體的問題,歡迎來華律咨詢,我們有專業的律師在線為你解答。

    聲明:該作品系作者結合法律法規、政府官網及互聯網相關知識整合,遵守本網站規章制度發布。如果涉及商譽、版權等相關問題,請通過投訴通道提交相關權屬信息,我們將第一時間核準并按照法律的相關規定及時進行刪除處理。【投訴通道】

    二套房相關知識
    • 關于調整住房公積金個人住房貸款政策進一步優化服務有關問題的通知

      2019/7/26 10:31:00 熱度:0

      為進一步深入貫徹落實黨的十九大精神和國務院“放管服”改革要求,繼續堅持“房子是用來住的,不是用來炒的”定位,大力支持職工基本住房消費需求,切實方便職工辦事,現就調整中央國家機關住房公積金個人住房貸款政策有關問題通知

    • 棚改拆遷后第二套房是否可享受購房補貼

      2019/5/15 11:57:00 熱度:0

      我們都知道,貸款買過一套房,后來賣掉,通過房屋登記系統查詢不到房產,但在銀行征信系統里能查到貸款記錄,再貸款買房,算二套。那么如果拆遷后買的二套房能享受購房補貼嗎?下面由華律網小編為讀者進行相關知識的解答,歡迎閱讀了解。

    • 房屋贈與算二套房嗎

      2019/5/14 11:25:00 熱度:0

      在現實生活中獲得房屋所有權的方式是比較多的,例如購買房屋的時候,辦理了所有權登記的,就取得房屋的所有權,贈與房屋后受贈人辦理產權登記的,也獲得房屋所有權,那么房屋贈與算不算是二套房?下面由華律網小編為讀者進行相關知識的解答。

    • 繼承的房屋屬于二套房產嗎

      2019/5/11 17:54:00 熱度:0

      有很多的遺產包括房子,如果要繼承房子的話還需要交納相關的稅費,那么如果個人已經有了一套房子,再繼承一套房子,那么這個繼承的房子屬于第2套房嗎?下面,為了幫助大家更好的了解相關法律知識,華律網小編整理了以下的內容,希望對您有所幫助。

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